Skip to content
ComparePMI — Compare, Connect, Protect
comparepmiCOMPARE. CONNECT. PROTECT.
Independent · Wide panel · Free to use

The right health cover starts with the right comparison.

More than a price table. One short conversation, a wide panel of UK insurers compared on what actually matters, and an introduction to an FCA-authorised adviser if you want advice — for you, your family, or your whole team.

Free comparison

Compare your cover in a couple of minutes

Tell us who it’s for and we’ll do the rest.

By submitting you agree we can contact you about your comparison and pass your details to an FCA-authorised partner firm, who provides any advice. See our privacy policy.

No obligationFree to compareIndependent
No obligationNot tied to any insurerTakes a couple of minutes

How it works

Comparing cover shouldn’t feel like homework.

We do the legwork and translate the small print. You see your options clearly, and if you want advice we introduce you to an FCA-authorised adviser.

Tell us who it’s for

A couple of minutes on the essentials — who needs cover, and what matters most to you. No medical exam to book, no jargon.

We compare a wide panel of insurers

We compare a wide panel of UK insurers and lay the options side by side — cover, hospital lists, excess and price.

You choose, no pressure

Pick what fits, or take time to think. If you want advice or decide to go ahead, we introduce you to an FCA-authorised adviser who sets it up and looks after it.

Two ways in

Whoever you’re protecting, we’ve got the market covered.

For you & your family

Personal cover

Faster access to diagnosis and treatment, a hospital list you actually recognise, and family-friendly extras like dental, optical and mental health support.

  • Individual, couples & family policies
  • Life, critical illness & income protection
  • Switch without losing your no-claims history
Compare personal cover

For employers

Business & group schemes

We compare group schemes for employers too — attract and keep good people with benefits that can pay for themselves in less downtime. From two employees to two hundred, set up and managed by an FCA-authorised firm we introduce you to.

  • Group PMI, group life (death in service) & critical illness
  • Group income protection, key man & shareholder protection
  • One scheme, one renewal each year
Explore group schemes

Why ComparePMI

A comparison site with a human on the other end.

Wide panel of insurers

We’re independent and not tied to any insurer, so you see the options side by side, not just the big names.

Genuinely free

You never pay us a penny. If you go ahead, our partner firm pays us a fee for the introduction — we don’t add any charge to your policy.

Introduced to a real adviser

If you want advice, we introduce you to a named FCA-authorised adviser — not a call-centre queue and not a form that emails you a PDF.

Plain-English options

Underwriting, moratorium, outpatient limits — we translate the small print so you can compare like for like.

Support after you buy

Claims questions, adding a partner, a renewal that jumped — the FCA-authorised firm that arranges your cover looks after you, every year.

Your data, respected

We ask only what an insurer needs to quote, your details may be passed to an FCA-authorised partner firm so they can get you quotes and cover options, and we never bury you in cold calls.

A couple comparing their health cover options together at home

More than a price table

A real person, on your side.

We go further than a price list. We compare a wide panel of insurers on what actually matters, and if you want advice, we introduce you to an FCA-authorised adviser who gets to know your situation. We’re independent and not tied to any insurer.

  • Wide panel of insurers — compared on what actually matters
  • A named FCA-authorised adviser, if you want advice
  • Free, with no obligation
Get my free comparison

What we compare

We compare what actually matters — not just the price.

Hospital listsCancer coverOutpatient limitsExcess levelsUnderwriting typeMonthly premiumConsultant choiceHospital listsCancer coverOutpatient limitsExcess levelsUnderwriting typeMonthly premiumConsultant choice
Mental health coverPhysiotherapyDigital GP accessDental & opticalPre-existing conditionsFamily coverRenewal termsMental health coverPhysiotherapyDigital GP accessDental & opticalPre-existing conditionsFamily coverRenewal terms

Independent, not tied

We’re not owned by or tied to any insurer, and we don’t favour any of them. We compare a wide panel and, if you want advice, introduce you to an FCA-authorised adviser.

FCA-regulated firms only

We’re not FCA-regulated ourselves. We don’t give advice. We introduce you to FCA-authorised and regulated firms who provide advice and arrange your cover.

ICO registered

Registered with the Information Commissioner’s Office (ZC284898). Your data is handled with care and never sold.

A registered UK company

ComparePMI Limited, registered in England & Wales (company no. 16755241). A real business, with real people.

See your options in a couple of minutes.

Free, across a wide panel of insurers, and no obligation. Compare online or talk it through by phone — whichever you prefer.

CallCompare quotes