Group Critical Illness Cover: A Benefit Your Team Will Actually Value

Group critical illness cover gives your employees a tax-free lump sum if they’re diagnosed with a serious illness such as cancer, a heart attack or stroke. Where private medical insurance helps them get treated quickly, critical illness cover helps them cope financially — a powerful combination.

How it fits with your other benefits

• Group PMI gets people diagnosed and treated fast.
• Group life assurance looks after families if the worst happens.
• Group critical illness fills the gap in between — money in the employee’s pocket while they’re seriously ill but still with us.

Why employees value it

A serious diagnosis brings financial worry at the worst possible time. A lump sum lets an employee reduce hours, adapt their home, or simply not worry about the mortgage while they recover. It’s the kind of benefit people remember — and talk about.

What does it cost?

Cost depends on your team’s age profile, the level of cover and the conditions included. It’s often more affordable than employers expect, especially added alongside an existing group life or PMI scheme. As with all group cover, comparing the market keeps the price keen.

Group critical illness turns “I hope you get better soon” into practical support your people can actually feel.

We compare group critical illness cover across the whole market and structure it around your existing benefits. Free to set up and review — just ask for a business comparison.